Money Saving Tips for Stretching Your Dollar When the holidays are over and credit cards maxed, scores of Americans are looking for ways to make every penny count. Meet Catherine Colby. An expert in money saving strategies, and an unmatched ability to stretch a dollar, Catherine has earned the title America's Savviest Home Manager. As the winner of a nationwide search, Catherine stood out by offering creative, effective and, importantly, easy to emulate money-saving tips. With three growing children and a limited household budget, she contends that the time she puts into implementing some quick and easy budget-trimming tactics is money in the bank — literally. 1) Have your scissors in hand when you read the Sunday paper — you can clip a bargain instantly. 2) Keep your coupons organized. Organize your coupons by product type, expiration date, aisle location, or alphabetical order. 3) Make a shopping list before you go to the store and put a little star next to the products you have coupons for. Make your shopping list while looking through your FSI for new recipes and product ideas. 4) Coupons can be found in many places. You can find them in your Sunday newspaper, magazines, in-store circulars and coupon dispensers, direct mail promotions and Internet sites. And you can find coupons for almost anything — whether you're looking for cereal or soup, makeup or aspirin. 5) Make the most of your coupons. Swap them with friends, co-workers, family and neighbors. 6) Make coupon-clipping a family affair — they're a great educational tool for the kids. Show your children a coupon for an item and ask your child to find it on the shelf. This helps reinforce memory. Make coupon savings a key contributor to the allowance fund — that will get the kids clipping! 7) Call manufacturers' 800 numbers to request coupons. 8) Use your manufacturer coupons along with retailer coupons and retail frequent shopper card for greater savings. 9) Go high-tech — there are numerous coupon Web sites and manufacturer's Web sites often offer printable coupons 10) Never go shopping without coupons!! The contest was sponsored by the Free Standing Insert Council and PAX-TV.