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How many credit cards do you have?:
0-3
4-7
7-10
More than 10 cards

When paying for everyday purchases, I prefer to use a:
Credit card
Retail store credit card
Bank debit card
Check
Cash

When paying for extra’s such as gifts and/or unbudgeted items, I prefer to use a:
Credit card
Retail store credit card
Bank debit card
Check
Cash

I choose certain credit card(s) to purchase things because:
With a higher credit limit, I can buy more products that I want
I can keep on budget
I can participate in a rewards program (points, cash back, etc)
I can spend more now even though I don’t have the funds

When paying for a purchase, how do you choose the one credit card to use?:
One with the lowest balance
One with the lowest interest rate
One with the highest credit limit
One with the best rewards
One with cash back
One with other benefits such as community donations

What types of rewards or incentives most motivate you to use a credit card? :
Discount with purchase
Cash back
Points
Travel rewards
Gift cards
Other

How do you typically pay your credit card bill? :
By mail
Electronically with a check from my bank
Automated payment through an email reminder from my credit card company
By phone
Alternative payment methods (i.e. PayPal, Bill Me Later, etc)

In 2008, what changes have you made to pay for your purchases? (Select all that apply) :
I purchase more on retail store credit cards than credit cards
I purchase more on credit cards than on retail store credit cards
I pay in cash more often
I use a debit card more often
I use gift cards to make purchases
I write checks more often
I purchase less in 2008 than I did in 2007
I have not made any changes in the way I purchase goods

I am purchasing gift cards this year for the following reason(s) (Select all that apply) :
Personal use
For Family & Friends
For Special Occasions (i.e. Holidays, Birthdays)
To motivate or reward
I do not plan on purchasing gift cards in 2008

Where do you prefer to purchase gift cards?:
At the specific retailer
At a super market or other stores where there is a wide variety of gift cards from numerous retailers to choose from
I prefer to make a purchase which gives me a gift card as a reward or as part of a discount
On the Internet from a broker
I do not purchase gift cards